To answer your question about insurance, yes, because this insurance coverage is necessary to cover individuals’ prior actions, taken in the course of their previous duties as a psychologist. (e.g., prior to their retirement, leave of absence from the register, leave from work, out-of-province move, or change of profession, etc).
This is because professional liability insurance coverage is written on a claims made form. This means that a policy must be in place when an allegation is made, regardless of when the actual event took place. Claims made policies provide coverage as long as members continue to renew insurance each year. Psychologists who do not renew coverage (or at least obtain tail coverage if they are no longer practicing) will not be covered for a claim made today for an incident that occurred in the past. You should talk to your insurance company. Insurers can typically provide tail coverage for those no longer practicing psychology. Typically, such coverage is possible for a one-time-fee, or for a limited period of time at no cost. Again, it is important to check with your own insurance company.
I am attaching a link to our website for further clarification,
https://www.ns-rp.ca/information-for-registrants/for-all-registrants/faq/#recently_retired_still_need_insurance
